Why Australia?
Australia attracts people from around the world with its high quality of life, diverse cities, strong job market, renowned education, and stunning natural landscapes. Many move for career opportunities, family life, or to experience the relaxed outdoor lifestyle.
Visas & residency
Australia offers several visa routes for newcomers. Skilled migration is assessed through a points-based system, with visas such as Subclass 189 (Skilled Independent), 190 (Skilled Nominated), and 491 (Skilled Work Regional) requiring a minimum of 65 points based on age, English proficiency, qualifications, and work experience. Applicants must have an occupation on the Skilled Occupation List and complete a skills assessment and English test. Other routes include employer sponsorship, family reunion, and student visas. All applications must be lodged with the Department of Home Affairs, and most skilled visas involve an online Expression of Interest followed by an invitation to apply. Processing times can range from 6 to 12 months. Always refer to official sources for the most current requirements.
Cost of living
Australia’s cost of living varies by city and region. Major cities like Sydney and Melbourne have high rental prices, with a one-bedroom apartment in the city center costing AUD 1,800–2,500 per month. Utilities average AUD 150–250 monthly, and groceries typically cost AUD 80–150 per person per week. Public transport passes range from AUD 100–180 monthly. Healthcare is subsidized for residents, but private insurance can cost AUD 100–250 per month for those not eligible for Medicare. Childcare is a significant expense, often AUD 90–180 per day. Additional costs include stamp duty when buying property, school fees for private or international schools, and one-off expenses like visa fees, shipping, and temporary accommodation.
Healthcare
Australia’s public healthcare system, Medicare, provides free or subsidized medical care to eligible residents and citizens. Permanent residents can enroll in Medicare upon arrival. Temporary visa holders may have limited or no access and often need private health insurance. Medicare covers GP visits, public hospital treatment, and subsidized prescriptions, but out-of-pocket costs may apply for specialists and some medications. Private insurance is recommended for services not covered by Medicare or for shorter waiting times. Families can register together, and children’s vaccinations must be up to date for school and childcare entry.
Taxes
Australia’s tax system is managed by the Australian Taxation Office (ATO). Tax residency is determined by your circumstances, affecting which income is taxed and at what rates. The tax year runs from July 1 to June 30, and residents are taxed on worldwide income using progressive rates. A Tax File Number (TFN) is essential for working, opening a bank account, and paying the correct tax rate. The Medicare Levy (2%) is added to most residents’ taxable income. Tax returns are due by October 31 for self-filers. Superannuation (pension) contributions are mandatory for employees. Always confirm your tax residency and obligations with the ATO, and consider professional advice if you have income from multiple sources.
First steps
- 01Research which visa route fits your situation and confirm eligibility.
- 02Gather required documents: passport, birth certificates, diplomas, and police clearance.
- 03Apply for the appropriate visa via the Department of Home Affairs.
- 04Arrange temporary accommodation for your arrival.
- 05Book flights and plan your move, including shipping and insurance.
- 06Open an Australian bank account (can often be started online before arrival).
- 07Apply for a Tax File Number (TFN) as soon as you arrive.
- 08Register for Medicare if eligible, or arrange private health insurance.
- 09Secure long-term housing and sign a lease or purchase agreement.
- 10Enroll children in school or childcare and prepare required documents.
- 11Set up utilities (electricity, water, gas, internet) in your name.
- 12Register with a local GP and transfer your medical records.
FAQ
How does the school system work for newcomers in Australia?
Schooling is compulsory for children from age 5 or 6 to at least 16–17, depending on the state. Public schools accept children with the right visa, but fees may apply for some temporary visa holders. Documents like passports, visas, proof of address, and immunisation records are required. Language support is available for non-English speakers.
Can I use my foreign driving licence in Australia?
You can usually drive temporarily with your foreign licence, sometimes with an official translation. Requirements and deadlines for exchanging your licence vary by state or territory, so check with local authorities promptly after arrival.
How do I open a bank account in Australia?
You need valid identification (such as a passport) and sometimes proof of address. Many banks allow you to start the process online before arrival. Compare banks for fees and services.
What healthcare coverage do I need when I move to Australia?
Permanent residents can access Medicare, Australia’s public healthcare system. Most temporary visa holders need private health insurance. Check your eligibility and arrange coverage before arrival.
What are the main costs to expect when moving to Australia?
Expect significant expenses for rent, utilities, groceries, transport, and, if applicable, childcare and school fees. One-off costs include visa fees, shipping, and temporary accommodation.
Can I bring my pet to Australia?
Australia has strict pet import rules, including quarantine and health checks. Contact the Australian government for current requirements and allow plenty of time for preparation.