Why Canada?
Canada attracts newcomers with its high quality of life, diverse communities, strong economy, and beautiful natural landscapes. Many people move for career opportunities, education, family reunification, or to experience a welcoming, multicultural society.
Visas & residency
Canada offers several immigration pathways, including the Express Entry system (covering skilled workers, trades, and Canadian experience), Provincial Nominee Programs (PNP) for specific provinces, family sponsorship for close relatives, and temporary permits for study or work. Eligibility is based on factors like education, work experience, language skills, and financial means. Use the official Government of Canada tool to assess your options and requirements.
Cost of living
The cost of living in Canada varies by city and province. Major cities like Toronto and Vancouver have high housing costs, with one-bedroom apartments in city centers ranging from CAD 1,800–2,500 per month. Groceries, utilities, and transportation are moderately priced, but can be higher in remote areas. Public healthcare is funded by taxes, but private insurance may be needed for prescriptions, dental, and vision care. Childcare and daycare can be significant expenses, especially in large cities. Budget carefully for initial settlement, including deposits and first months’ expenses.
Healthcare
Canada has a universal, publicly funded healthcare system, but coverage and registration processes differ by province. Most essential medical care is free for residents once registered for provincial health insurance, but there may be a waiting period (up to three months in some provinces). Services like dental, vision, and prescriptions are not fully covered. Register for health insurance as soon as you arrive and consider supplemental private coverage for non-covered services.
Taxes
Canada uses a progressive income tax system, with both federal (15%–33%) and provincial rates. Residents must file an annual tax return on worldwide income. There is also a Goods and Services Tax (GST) of 5%, plus provincial sales taxes. Filing taxes is required to access benefits like the Canada Child Benefit. For detailed guidance, consult the Canada Revenue Agency.
First steps
- 01Determine your eligibility and choose the right immigration program.
- 02Gather required documents: passport, proof of income, birth certificates, and translations.
- 03Apply for the appropriate visa or permit and track application deadlines.
- 04Arrange temporary accommodation for your arrival period.
- 05Book your flight and plan your move, including shipping belongings and preparing pets.
- 06Register for provincial health insurance as soon as you arrive.
- 07Apply for a Social Insurance Number (SIN) to work and access services.
- 08Open a Canadian bank account with your identification and proof of address.
- 09Secure long-term housing by searching online or through local agents.
- 10Register children for school and arrange childcare if needed.
- 11Transfer utilities and internet to your name and set up essential services.
- 12Start building your credit history and familiarize yourself with local laws.
FAQ
How do I open a bank account in Canada?
You typically need identification and sometimes a Canadian address. Contact banks to confirm their specific requirements.
Can I use my foreign driving license in Canada?
You may drive temporarily with your foreign license, but most provinces require you to obtain a local license for longer stays. Check the rules in your province.
Is public healthcare free in Canada?
Most essential healthcare is free for insured residents, but you must register for provincial health insurance. Some services, like dental and prescriptions, are not fully covered.
What are typical housing costs in Canada?
Rent for a one-bedroom apartment in major cities ranges from CAD 1,800–2,500 per month. Smaller cities are more affordable.
Can I bring pets to Canada?
Yes, but pets must meet import requirements such as vaccinations and microchipping. Check with Canadian authorities and your airline for current rules.
How do I register my children for school?
Public schools are free for residents and admission is based on your home address. You’ll need proof of address, your child’s ID, and immigration documents.