Why Germany?
Germany attracts newcomers for its strong economy, high quality of life, reliable infrastructure, and vibrant cities. Many move for work, family, education, or to enjoy Germany’s culture and natural beauty.
Visas & residency
Citizens of EU/EEA countries do not need a visa to live or work in Germany. For stays longer than three months, all newcomers must register their address (Anmeldung) at the local registration office. Non-EU nationals generally require a visa or residence permit, with routes including work, study, family reunification, or self-employment. Requirements and processes vary by nationality and purpose of stay—always check with the German embassy or consulate for your situation.
Cost of living
Living costs in Germany depend on location and lifestyle. Big cities like Berlin and Munich have higher rents (€900–€1,500/month for a one-bedroom apartment), while smaller towns are more affordable (€500–€800). Utilities add €150–€250/month. Groceries for one person typically cost €150–€300/month. Public transport passes are €70–€100/month. Health insurance is compulsory and costs about 14.6% of gross income (split between employer and employee) for statutory insurance. Childcare and schooling are generally affordable; public schools are free, while daycare fees range widely by region.
Healthcare
Health insurance is mandatory from day one of residence. Most employees are automatically enrolled in statutory health insurance (GKV), covering doctor visits, hospital care, and more. Self-employed individuals and high earners may opt for private insurance (PKV), with costs depending on age and coverage. Family members without income are often covered at no extra cost under GKV. Register with a local doctor (Hausarzt) after arrival and bring your medical records. Proof of certain vaccinations is required for school and daycare entry.
Taxes
Germany uses a progressive income tax system (14%–45%), with additional solidarity surcharge and, for some, church tax. Employees have tax withheld at source; self-employed individuals file annual returns. Social security contributions are mandatory for employees and shared with the employer. After registering your address, you’ll receive a tax ID (Steueridentifikationsnummer). Filing taxes can be done via the ELSTER portal. Common deductions include commuting costs, childcare, and health insurance premiums. Consult a tax adviser for complex situations or double taxation questions.
First steps
- 01Arrange accommodation and sign a rental contract or purchase agreement.
- 02Register your new address (Anmeldung) at the local registration office within 14 days of moving.
- 03Obtain your registration certificate (Meldebescheinigung) for use in other official processes.
- 04Apply for a tax ID (Steueridentifikationsnummer) after registering your address.
- 05Open a German bank account—bring your ID and proof of address.
- 06Register for health insurance and receive your insurance card.
- 07Set up utilities (electricity, water, gas, internet) in your name and photograph meter readings.
- 08Find a local doctor and register with a GP (Hausarzt).
- 09If you have children, contact the local school authority (Schulamt) for school enrolment.
- 10Arrange contents and liability insurance for your home.
- 11If bringing a car, check import and registration requirements and deadlines.
- 12Start or continue learning German to ease integration.
FAQ
Do I need a visa to move to Germany?
EU/EEA citizens do not need a visa, but must register their address if staying longer than three months. Non-EU nationals usually need a visa or residence permit—check with the German embassy for your situation.
How do I open a bank account in Germany?
You generally need a valid ID and proof of address (Meldebescheinigung). Contact your chosen bank for their specific requirements.
Is health insurance mandatory in Germany?
Yes, all residents must have health insurance from the first day of registration. Employees are usually enrolled automatically; others must arrange coverage themselves.
How do I register my address in Germany?
Register at the local Einwohnermeldeamt or Bürgeramt within 14 days of moving in. Bring your passport, rental contract, and a landlord confirmation form.
Can I bring my pet to Germany?
Yes, but pets need a European pet passport, microchip, and up-to-date vaccinations (including rabies). Check with German authorities for specific requirements.
How does school enrolment work for children?
School attendance is compulsory. After registering your address, contact the local Schulamt for enrolment details. Documents like passports, proof of residence, and vaccination records are typically required.