Why Greece?
Greece attracts newcomers with its Mediterranean climate, beautiful landscapes, relaxed lifestyle, and rich cultural heritage. Whether you’re seeking sunshine, a slower pace, or a new adventure, Greece offers a unique blend of history, hospitality, and affordability.
Visas & residency
EU citizens can enter Greece without a visa and stay for up to 90 days. For longer stays—such as work, study, or retirement—you must register with local authorities and obtain a Certificate of Registration from the Aliens Bureau. Non-EU nationals should check the specific visa and residence permit requirements for their situation, as these vary by nationality and purpose of stay. Always verify the latest procedures and documentation with the Greek embassy or consulate before your move.
Cost of living
Greece is generally more affordable than many Western European countries, though costs vary by region. In Athens, a one-bedroom apartment typically rents for €400–€800/month, while rural areas and islands range from €250–€500/month. Monthly living expenses for one person, including rent, utilities, and groceries, are estimated at €550–€1,230. Eating out is budget-friendly, with main dishes at local tavernas costing €8–€12. Imported goods and private services can be more expensive.
Healthcare
Greece has a public healthcare system accessible to residents registered with the national insurance fund (e-EFKA). Employees are registered by their employer; self-employed individuals register themselves. Once registered, you and your dependents can access public healthcare services. Private health insurance is recommended for those not covered by the public system or seeking additional coverage. EU citizens can use the European Health Insurance Card for emergency care, but long-term residents must join the Greek system.
Taxes
If you reside in Greece for more than 183 days per year, you are generally considered a Greek tax resident and must obtain a Greek tax number (AFM). Greece taxes residents on worldwide income. Income tax rates and requirements change regularly, so consult the Independent Authority for Public Revenue (AADE) or a local tax adviser. Double taxation treaties may apply, reducing the risk of being taxed twice on the same income. Newcomers may be eligible for special tax regimes—verify deadlines and conditions with the Greek tax authority.
First steps
- 01Research visa or residence requirements for your nationality and purpose of stay.
- 02Arrange accommodation for your first period in Greece.
- 03Apply for a Greek tax number (AFM) at the local tax office.
- 04Register your address with the local municipality (Dimarchio).
- 05Obtain a Certificate of Registration at the Aliens Bureau if staying longer than 90 days.
- 06Open a Greek bank account (bring passport, proof of address, AFM).
- 07Register with e-EFKA (social security) if working or self-employed.
- 08Arrange health insurance—public or private as needed.
- 09Set up utilities and internet in your name at your new address.
- 10Register children for school or daycare, gathering necessary documents and translations.
- 11Exchange your driving license for a Greek one if you become a resident.
- 12Familiarize yourself with local emergency numbers and healthcare providers.
FAQ
Can I drive in Greece with my existing license?
EU driving licenses are valid in Greece. If you become a resident, you may need to exchange your license for a Greek one. Check with the Greek Ministry of Transport for current rules.
How do I find a place to live in Greece?
Search for rentals via Greek property websites, local estate agents, or expat groups. Contracts are usually for three years, and a deposit of one to two months’ rent is common.
What documents do I need to open a bank account?
You’ll need your passport or ID, proof of address, and a Greek tax number (AFM). Banks may also request proof of income or employment.
How do I access healthcare in Greece?
Register with e-EFKA for public health insurance. Employees are registered by their employer; others must register themselves. Private insurance is also available.
What are the options for schooling in Greece?
Public schools are free and teach in Greek. International schools are available in major cities and charge tuition fees. Check admission timelines and required documents early.
Can I import my car when moving to Greece?
Yes, but import rules, taxes, and technical inspections apply. Contact Greek customs for current requirements and deadlines.