Why Hungary?
Hungary attracts newcomers with its rich cultural heritage, affordable living, scenic landscapes, and vibrant cities like Budapest. Many move for work, family, retirement, or simply a change of lifestyle in a country with a lower cost of living and a central European location.
Visas & residency
Hungary is part of the European Union, so EU/EEA/Swiss citizens do not need a visa for short stays but must register with the local authorities if staying longer than 90 days. Registration involves obtaining a Registration Certificate and an Address Card (Lakcímkártya). Non-EU nationals, or family members of EU citizens who are not themselves EU citizens, must apply for a residence permit, which typically requires proof of relationship, income, health insurance, and accommodation. Always check the latest requirements with the Hungarian immigration authority (OIF) before moving.
Cost of living
Hungary generally offers a lower cost of living compared to many Western European countries. Housing, groceries, and public transport are affordable, especially outside Budapest. Rental deposits are often one to three months’ rent. Utilities, internet, and mobile phone services are reasonably priced, but costs can vary by region and provider. Private international schools and private healthcare are significantly more expensive than public options. Always compare real prices in your target area before making commitments.
Healthcare
Hungary has a public healthcare system managed by NEAK (National Health Insurance Fund). Residents who are employed or self-employed contribute to the public system and receive a TAJ card, granting access to most services with minimal co-payments. Private healthcare is available for faster access or English-speaking staff, but at additional cost. New arrivals should register with NEAK as soon as possible, and private insurance is recommended until public coverage is active. Children must be registered for healthcare and up-to-date with vaccinations for school entry.
Taxes
Hungary uses a flat personal income tax rate (15% as of early 2024), with separate mandatory social security contributions. Tax residency generally applies if you live in Hungary for more than 183 days per year. A Hungarian tax identification number (adószám) is required for most financial activities. Property purchases are subject to an acquisition tax, and local taxes may apply. Business owners must register with the tax authority and follow local accounting and VAT rules. Consult NAV (National Tax and Customs Administration) or a local accountant for up-to-date details.
First steps
- 01Secure accommodation and obtain a rental contract or proof of ownership.
- 02Register your address with the local municipality and apply for your Address Card (Lakcímkártya).
- 03Apply for a Registration Certificate or residence permit if required.
- 04Obtain a Hungarian tax identification number (adószám) from the tax office (NAV).
- 05Open a local bank account using your ID and proof of address.
- 06Register with NEAK for public health insurance and apply for a TAJ card.
- 07Arrange local mobile phone and internet services; compare providers.
- 08Transfer utilities (electricity, water, gas) into your name and document meter readings.
- 09Register children for school or childcare and gather required documents.
- 10Exchange your driving licence for a Hungarian one if settling long-term.
- 11Familiarize yourself with local emergency numbers (112, 104, 105, 107).
- 12Introduce yourself to neighbours and locate essential services nearby.
FAQ
Do I need a visa to move to Hungary?
EU/EEA/Swiss citizens do not need a visa for stays up to 90 days but must register for longer stays. Non-EU nationals require a residence permit. Always check current requirements with Hungarian authorities.
How do I access healthcare in Hungary?
Register with NEAK for public health insurance and obtain a TAJ card. Employees are usually registered by their employer. Private insurance is recommended until you are covered.
Can I use my foreign driving licence in Hungary?
EU licences are valid, but after registering as a resident you are generally required to exchange your licence for a Hungarian one. Check the latest rules with Kormányablak.
How do I find a rental property in Hungary?
Search through local real estate agents or international housing websites. Bring a Hungarian speaker to viewings if possible and have contracts reviewed before signing.
What documents do I need to open a bank account?
Typically, you need a valid ID and proof of a Hungarian address. Requirements may vary by bank, so check in advance.
Are there any emergency numbers I should know?
Yes. 112 is the general emergency number in Hungary, connecting you to police, ambulance, and fire services. Calls are free and English is usually spoken.