Why New Zealand?
New Zealand attracts newcomers with its stunning natural beauty, high quality of life, friendly communities, and opportunities for skilled workers and families. The country offers a relaxed lifestyle, excellent outdoor activities, and a welcoming environment for those seeking a fresh start.
Visas & residency
To live and work in New Zealand, you typically need a visa. The main routes include the Skilled Migrant Category Resident Visa (points-based for skilled workers), Work to Residence Visa (for those with a job offer from an accredited employer), Family Category Visa (to join family already in New Zealand), and Entrepreneur and Investor Visas (for business owners and investors). Each visa has specific eligibility criteria, such as age, qualifications, health and character checks, and, in most cases, a job offer or relevant skills. Application steps include submitting an Expression of Interest, providing supporting documents, and paying fees. For up-to-date details and eligibility, always refer to the official Immigration New Zealand website.
Cost of living
The cost of living in New Zealand varies by city and lifestyle. Major cities like Auckland and Wellington have higher rents, with a one-bedroom apartment in Auckland typically costing NZD 500–700 per week. Groceries, utilities, and transport can be significant expenses. Initial costs include visa fees, flights, and deposits for housing. Healthcare, schooling, and childcare may be subsidised or free for eligible residents, but private options and insurance can add to your budget. Always research local costs in your chosen area before moving.
Healthcare
New Zealand offers a public healthcare system funded through taxes, providing subsidised or free care to residents and those on work visas valid for at least two years. To access public healthcare, you must register with a local GP after arrival. Non-residents or those on short-term visas should arrange private health insurance, as they are not eligible for subsidised care. Children under 14 receive free GP visits at many practices, and immunisations are free for eligible children. Prescription medicines are subsidised for residents, but adults pay full cost for dental and eye care. Emergency care is available to all, but non-residents may face high costs.
Taxes
New Zealand’s tax system is managed by Inland Revenue (IRD). Tax residency is based on spending more than 183 days in the country in any 12-month period or having a permanent place of abode. Residents are taxed on worldwide income, while non-residents are taxed only on New Zealand-sourced income. Income tax is progressive, with rates from 10.5% to 39%. Employees usually pay tax through the PAYE system, and self-employed individuals must file annual returns. GST (Goods and Services Tax) is 15% on most goods and services. New arrivals should apply for an IRD number before starting work. Some newcomers may qualify for a temporary exemption on foreign income. Always check current rules with IRD.
First steps
- 01Research which visa fits your situation and check eligibility requirements.
- 02Gather required documents, including a valid passport, proof of income, qualifications, and police certificates.
- 03Submit your visa application and pay the relevant fees.
- 04Arrange private health insurance for the transition period if you are not immediately eligible for public healthcare.
- 05Book flights and arrange temporary accommodation for your arrival.
- 06Apply for an IRD (tax) number as soon as you have a New Zealand address.
- 07Open a local bank account with your identification and proof of address.
- 08Register with a local GP and enrol family members for healthcare.
- 09Begin your search for a rental property using local websites and agents.
- 10If relocating with children, research and contact schools about enrolment and required documents.
- 11Arrange for utilities (electricity, water, internet) to be connected in your new home.
- 12Familiarise yourself with local emergency numbers and services.
FAQ
Can I use my foreign driving licence in New Zealand?
You can drive temporarily on your foreign licence, but for longer stays you may need to apply for a New Zealand licence. Check the latest requirements with New Zealand authorities.
How do I find a rental property in New Zealand?
Search for rentals on local websites, through real estate agents, or social media. Be prepared to provide references and a deposit when applying.
Is healthcare free for new arrivals?
Public healthcare is subsidised or free for residents and those on work visas valid for at least two years. Others should arrange private health insurance.
Can I bring my pets to New Zealand?
Yes, but strict import and quarantine rules apply. Check the latest requirements and breed restrictions with the Ministry for Primary Industries before planning your move.
Do I need a visa to work in New Zealand?
Most people need a visa to work in New Zealand. Check the official Immigration New Zealand website for the most accurate information on visa types and requirements.
How can I open a bank account in New Zealand?
You typically need valid identification and proof of address. Contact your chosen bank for their specific requirements.