Why Switzerland?
Switzerland is known for its high quality of life, beautiful landscapes, and strong economy. Many people move here for career opportunities, excellent public services, and a safe, family-friendly environment.
Visas & residency
Switzerland offers several residence permit types, including short-term (Permit L), initial residence (Permit B), and, after several years, permanent residence (Permit C). Most new arrivals apply for a B permit, usually linked to employment, study, or financial means. You must register at your local municipality within 14 days of arrival and before starting work. Family members and children require their own permits. Requirements and processing times vary by canton, so always check with the local migration office for your situation.
Cost of living
Switzerland has a high cost of living, especially in major cities like Zurich and Geneva. Rental prices for a modest two-bedroom apartment in these cities can range from CHF 2,000–3,000 per month or more. Childcare and health insurance are also significant expenses, with childcare often costing CHF 80–130 per day and adult health insurance premiums typically CHF 250–400 per month. Costs for utilities, groceries, and services are generally higher than in many other countries. Always check current listings and compare providers for accurate budgeting.
Healthcare
Health insurance is mandatory for all residents, and you must arrange coverage with a Swiss provider within three months of arrival. Each family member needs an individual policy, with children's premiums lower than adults'. After choosing an insurer, register with a local doctor or pediatrician. Bring your medical records and vaccination history. Emergency care is excellent, and public health services are widely available. Supplementary insurance for dental care or private rooms is optional.
Taxes
Switzerland has federal, cantonal, and communal taxes, with rates varying by location, income, and family status. Most newcomers have taxes withheld at source by their employer unless they hold a permanent residence permit. Social security contributions are mandatory and cover pensions, disability, and unemployment. Switzerland has agreements with many countries to prevent double taxation, but rules can be complex—consult a local tax adviser for your situation. Special tax regimes for newcomers may apply, but these have strict deadlines for application.
First steps
- 01Research cantons and cities for housing, schools, and job opportunities.
- 02Gather required documents: passport, birth/marriage certificates, proof of income, and health records.
- 03Arrange accommodation for your first weeks or months.
- 04Register your address with the local municipality within 14 days of arrival.
- 05Apply for your residence permit at the local residents’ office.
- 06Take out Swiss health insurance within three months of arrival.
- 07Open a Swiss bank account with proof of residence and ID.
- 08Enroll children in school or childcare and gather previous school and vaccination records.
- 09Register for social security and obtain your Swiss social security number.
- 10Arrange utilities (electricity, water, internet) in your name at your new home.
- 11Exchange your driving licence for a Swiss one within the required period.
- 12Apply for family allowances or child benefit if eligible.
FAQ
How soon must I register after arriving in Switzerland?
You must register with your local municipality within 14 days of arrival and before starting work. Check your local office for specific requirements.
What documents do I need to open a Swiss bank account?
You typically need a valid passport, Swiss residence permit, and proof of address. Some banks may request additional documents such as an employment contract.
Is health insurance mandatory in Switzerland?
Yes, all residents must take out basic health insurance with a Swiss provider within three months of arrival. Each family member needs their own policy.
How do I enroll my children in Swiss schools?
After registering with your municipality, you’ll receive information about local schools. Bring your child’s birth certificate, proof of residence, and previous school records.
Can I use my foreign driving licence in Switzerland?
You must exchange your foreign driving licence for a Swiss one within a set period after registering as a resident. Check with the local traffic office for the exact procedure.
Are pets allowed to move with me to Switzerland?
You can bring pets, but there are import requirements. Ensure your pet has a microchip, valid vaccinations, and the necessary documents. Check with Swiss customs for current rules.