Free emigration checklist — one practical step at a time.

Updated August 2026

Moving to the United States: Essential Guide for Emigrants

The United States attracts people from around the world with its diverse opportunities, dynamic job market, world-class universities, and vibrant cultural life. Many move for career advancement, family reunification, education, or simply to experience life in a new environment.

Average rent (1-bedroom, 2024)
Around $1,200/month (can exceed $3,000 in major cities)
Median home price (2024)
Approximately $400,000
Federal income tax rates (2024)
10% to 37%, progressive
Social Security Number (SSN) processing time
Typically 7–14 business days after application

Why United States?

The United States attracts people from around the world with its diverse opportunities, dynamic job market, world-class universities, and vibrant cultural life. Many move for career advancement, family reunification, education, or simply to experience life in a new environment.

Visas & residency

The US offers several immigration pathways, including family-based and employment-based immigrant visas, as well as the Diversity Visa (Green Card) Lottery for eligible countries. Non-immigrant visas are available for temporary stays such as work or study. Most routes require a US sponsor (family or employer) who initiates the process with US Citizenship and Immigration Services (USCIS). After approval, applicants complete further steps at a US embassy or consulate, including interviews and medical exams. Processing times and requirements vary by category. The Diversity Visa Lottery is open annually to applicants from eligible countries. Always consult official sources for current eligibility and procedures.

Cost of living

Living costs in the US vary widely by location. Major cities like New York and San Francisco have high housing and rental prices, while smaller cities and rural areas are more affordable. As of 2024, the average rent for a one-bedroom apartment is around $1,200 per month, but can exceed $3,000 in large cities. Healthcare, childcare, and education costs are significant and often higher than in many other countries. Budgeting for a down payment (typically 10-20% for home buyers), security deposits for rentals, and private health insurance is essential. Utilities, transportation, and daily expenses should also be factored into your budget.

Healthcare

The US healthcare system is primarily private and insurance-based. There is no universal coverage; most people obtain health insurance through employers, government programs (such as Medicaid or Medicare), or private plans. Without insurance, medical costs can be extremely high. It is crucial to arrange health insurance before or immediately after arrival. Children may be eligible for programs like CHIP, but eligibility varies by state. Proof of certain vaccinations is required for school enrollment. Emergency care is available but can be expensive, so always carry proof of insurance.

Taxes

The US tax system includes federal, state, and sometimes local taxes. Residents are generally taxed on worldwide income, while nonresidents are taxed only on US-sourced income. The IRS uses the Green Card Test and Substantial Presence Test to determine tax residency. Tax rates are progressive, ranging from 10% to 37%. Some states have no income tax, while others have high rates. Social Security and Medicare taxes are withheld from paychecks. The US and many countries have tax treaties to avoid double taxation. Filing deadlines and requirements differ by state, and a Social Security Number or ITIN is required for tax filings.

First steps

  1. 01Determine your visa eligibility and begin the application process.
  2. 02Gather essential documents: passport, birth certificate, proof of income, and any required translations or apostilles.
  3. 03Arrange health insurance to be active from your arrival date.
  4. 04Secure temporary or permanent housing; consider short-term rentals while searching.
  5. 05Apply for a Social Security Number (SSN) in person at a local office after arrival.
  6. 06Open a US bank account using your proof of address and identification.
  7. 07Register children for school and prepare vaccination records.
  8. 08Set up utilities (electricity, water, gas, internet) in your name.
  9. 09Find a local doctor and transfer medical records.
  10. 10Familiarize yourself with local transportation and essential services.
  11. 11If bringing pets, ensure compliance with US import and vaccination requirements.
  12. 12Start building a local credit history for future financial needs.

FAQ

Can I use my foreign driving license in the US?

For temporary stays, many states allow driving with a foreign license, often with an international driving permit. For long-term stays, you usually need to obtain a US driver's license. Rules vary by state; check with the local Department of Motor Vehicles.

How do I open a bank account in the United States?

You generally need a US address and identification. Banks may also require a Social Security Number or visa. Contact your chosen bank for their current requirements.

Is health insurance mandatory in the US?

Health insurance is not mandatory by law in all states, but it is strongly recommended due to high healthcare costs. Arrange suitable coverage before or immediately after arrival.

How are foreign diplomas recognized in the US?

Recognition of foreign diplomas depends on the sector and state. Employers or professional bodies may require an official evaluation. Check with the relevant authority for your field.

Can I bring my pet to the United States?

Yes, but import requirements and sometimes quarantine apply. Check with US Customs and the Department of Agriculture for current rules, and arrange vaccinations and documents well in advance.

Get updates for United States — free

Get the free emigration checklist

Every step in the right order, from first paperwork to your first month abroad. In your inbox, free.